Investment

Don’t Think You Make Enough Money To Invest? You Are Not Alone

Investment Concerns 6I was just reading an article from GoBankingRates about how 55% of Americans think they don’t earn enough income to invest. There are other interesting statistics as well in the original article based on a recent survey.

Read the source article on MSN Money

Most people will agree, investing is an essential part of building wealth and reaching a level of financial security. By investing you put your saved money to work and make additional money. Over time, you can accumulate much more money this way than saving alone.

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Not Enough Money To Invest

Investing should be a part of everyone’s financial plan… but still the majority of people are not investing.

The article states many reasons people don’t invest:

  • Not enough time
  • Don’t trust the stock market
  • Don’t know how to invest
  • Afraid to lose money
  • Or simply, not wanting to invest

But according to the survey, the BIGGEST reason most people are not investing is because they think they don’t have enough money to invest.

I get it. One of the keys rules in investing is, “Don’t invest money you cannot afford to lose.” So, the way most people run their personal finances… where is this extra money they can afford to lose going to come from?

It is no accident that my Wealth Plan Blast Off is designed to deal with this very problem: 

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If you are not paying attention to your finances, create a plan and stick to your plan, it is easy to spend every penny you make and then some. “Life” just seems to always come along and take every bit of money you have.

That is exactly why you need a plan.

If your desire is to be financially secure, you cannot keep living paycheck to paycheck.  You need to have leftover money to invest. If not, you’ll never be able to put your money to work for you and dramatically increase your savings over time.

In conclusion…

If you think you don’t have enough money to invest, you are probably right. And in order to fix this problem you are going to have to do something.

 And the sooner the better.